Category Archives: Health Plans

Providing Personalized Service to Clients in Need of Health Insurance Solutions

Loyal Leaf™ is in the business of providing tailored, personalized service to clients in need of health insurance solutions. They take pride in being insurance guides who provide one-stop, last-stop service by offering a complete range of products and professional service.

Their newly designed website has been reinvented in order to serve their client base better by providing a comprehensive assortment of insurance packages under one roof. It is designed to provide information, tools and education to those in search of health insurance. With an easy interface and improved navigation Loyal Leaf has created a naturally comfortable environment for the consumer. It is vital in the ever changing world of the health care industry that all information be current and viable and clearly stated. Loyal Leaf through its brand new website is doing its part to demonstrate their professionalism with their improved online presence. The inclusion of an information filled health-related blog rounds out the presentation.

Loyal Leaf’s insurance agents continue to have an advanced toolbox with which to compare both prices and products from a wide selection of top tier insurance carriers. They are very well versed on the latest Obama Care regulations and the advent of new and exciting product options for their client offerings.

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Save Money on the Cost of a Brand New Bike in Time for National Bike Week 2013

As the nation gears up for National Bike Week 2013, leading health cash plan provider UK Healthcare offers discounts for policy holders on the cost of a brand new bike.

As National Bike Week returns for another year, a leading health cash plan provider UK Healthcare, is reminding policy holders that they can save money on the cost of a brand new bike thanks to their plan.

National Bike Week 2013 runs from Saturday 15 June until Sunday 23 June, with cycling events taking place throughout the UK. From local authorities and community groups to charities and cycling groups, bike fans up and down the country will take part fun cycles, city rides, heritage cycles, bike races and much more. There is an event for everybody young and old, and all are encouraged to get involved with a local event and rediscover the love of cycling.

Whether commuting or enjoying a weekend trip, cycling is a fantastic way to get some exercise and enjoy some fresh air.

In addition to providing comprehensive personal and corporate health cash plans, UK Healthcare champion a healthy active lifestyle, and policy holders can take advantage of a range of special offers, which includes discounts off a selected range of brand new bikes from Halfords.

With personal and corporate health cash plans from UK Healthcare, policy holders can claim back the cash spent on a wide range of medical services from dental checkups and eye tests to hospital stays, health screenings and much more. Cover is available from as little as 28p per day and 100% cash back is available on a wide variety of treatments and prescriptions up to generous policy limits.

For more information about the many benefits of a personal or corporate health cash plan, or the special offers available to the policy holder, visit the official UK Healthcare website today.

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Medigap Plans Providing Prescription Drug Coverage Clarifications

The MedicareSupplement.com News Center reported making a clarification that many are confused due to the name Medigap. Many seniors think that one of the “gaps” these Medicare insurance plans cover in traditional Medicare is prescription drug coverage. But they do not – at least all of the Medigap plans since the revamping of the plans in 2006, and more recent overhaul in June 2010, do not.

According to the website medicare.gov, prior to 2006, there were Medigap plans, notably H, I, and J, that did provide prescription drug coverage. These represent 3 out of the 4 Medigap plans that were eliminated in June 2010, only adding to the confusion. As explained on the Medicareinformational website, medicare.gov, Medicare Part D was introduced in 2006 to replace standardized Medigap polices that covered prescription drugs and to breakout prescription drug coverage from Medigap coverage. At that timepeople who were enrolled in one of the Medicare supplemental plans that had drug coverage were offered the choice of keeping those plans, changing them, or dropping the prescription drug coverage from them, and opting for Medicare Part D prescription drug coverage.

Since all lettered Medigap plans sold after 2006 did not offer prescription drug coverage, Medicare Part D is now the only prescription drug coverageavailable for seniors with original government Medicare and a Medigap plan. When purchasing prescription drug coverage only, to add to original Medicare, you are purchasing what is also known as a PDP, or Prescription Drug Plan. You may, during the open enrollment period, decide to switch out of original Medicare and into a Medicare Advantage plan with prescription drug coverage, also called a MA-PD.

If you have a pre-2006 Medigap plan that does have prescription drug coverage you still have a few options. If you are happy with that coverage you may continue to keep it and pay the premiums, EVEN IF THE PLAN HAS BEEN ELIMINATED.

You may also opt to switch to a Medigap plan that does not have prescription drug coverage, and then enroll in Part D. Many Medicare advisors believe this is advantageous, because the prescription drug benefits offered by Part D exceed those in the Pre-2006 Medigap plans, and you may actually be able to lower your monthly premiums, and improve your benefits by switching to one of the newly offered low-cost Medigap plans such as N or M, and then enrolling in Part D.

Also be advised that there are only certain enrollment periods for Medicare Part D; so do not drop any existing drug benefits until you are enrolled in Medicare D. For more information about Medicare, Medigap plans, and Medicare Part D, visit medicare.gov.

Via EPR Network
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Superior Healthplan Honors Outstanding Physicians And Practioners For 2010

Superior HealthPlan, a state leader in healthcare solutions, announced the recipients of its 2010 Summit Awards for Excellence in Care. The Summit Awards are given each year to Physicians, Practitioners and Obstetricians for providing clinical excellence. There are two award categories, one for Obstetrics and one for Primary Care.

“Superior HealthPlan believes that establishing a strong network of high caliber physicians is critical to providing quality healthcare for our members. The Summit Awards recognize the best of the best amongst our health care providers” stated Tom Wise, President and CEO of Superior HealthPlan.

The Practitioners are selected for exemplary performance in several areas, including follow up after emergency room visits and routine preventive and well care services for adults and children.

Following are the 2010 Summit Award winners (Non-OB):

– Juan Aguilera, M.D. – Hidalgo Region
– Edward Borchard, M.D. – Corpus Christi Region
– Sandra Thomas, M.D. – Burnet Region
– Luis Arandia-Antelo, M.D. – Lubbock Region
– Maria Aguirre, M.D. – San Antonio Region

“The OB category recognizes the extraordinary efforts in providing high quality obstetric care to all of our members,” explained Dr. David Harmon, Chief Medical Director. “Feedback f r o m the members and their case managers helped determine the winners.”

The individual criteria included risk-adjusted cesarean delivery rates, participation in the notification of pregnancy process and utilization of 17P, a weekly steroid injection to prevent premature birth in certain high risk women.

Following are the 2010 OB Summit Award winners:
– Jana J. Schrier, M.D.
– Andrew G. Mahaffey, M.D.
(both with the Georgetown Women’s Center)

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Nuffield Health Fitness & Wellbeing Launch Summer Fit

Nuffield Health Fitness & Wellbeing has launched its new short term ‘Summer Fit’ memberships in its health clubs across the UK, to help Britain get healthy and into shape for the summer.

Nuffield Health Fitness & Wellbeing Launch Summer Fit

These ‘Summer Fit’ short term memberships are available for four or six weeks, depending on the centre and allow members full access to their centre’s facilities which include a fully equipped and modern gym, swimming pool, and fitness classes including pilates, yoga, spinning, aerobics and aqua, all for a one-off fee. In addition members will also receive a free health MOT and a personalised action plan. The Health MOT is a 60 minute assessment that measures, among other things, the member’s blood pressure, body mass index, aerobic fitness, glucose and cholesterol levels. The member’s personalised exercise and health action plan is then drawn up based on these results to help them get the most out of their Summer Fit membership.

Nuffield Health Fitness & Wellbeing are offering everyone the chance to visit one of the 49 participating centres and allowing them one free visit which gives them access to all Nuffield Health facilities including the chance to unwind in the sauna, or try one of their extensive range of classes available.

Nuffield Health Fitness & Wellbeing also hold free ‘Meet our Experts’ themed events at each of its centres. Each month brings together a different mix of experts who focus on a particular area of health and wellbeing such as nutrition, stress, back care, weight management and hydration to give members an opportunity to further learn how to improve and manage their health.

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Physician Offers Own Brand Of Affordable Insurance Alternative

Cedar Park family medicine physician Melissa J. Urrea, M.D. believes taking care of your health shouldn’t be a difficult financial decision. And while the recently-signed Health Care Bill mandates that all individuals will be required to obtain health insurance by 2014, that still leaves several years of challenging options on how to best obtain quality medical care. That’s why she recently introduced through her practice, Trinity Family Medicine, a pre-paid package of medical services. Trinity HealthSpan ™ provides access to comprehensive health care to uninsured and underinsured individuals and families.

Nearly one in four Central Texas residents currently lives with inadequate or no health insurance — and that statistic is expected to rise as a result of the recession. Dr. Urrea’s plan helps to  bridge the gap between the need for and access to quality health care services.

For an annual fee of less than $800, Trinity HealthSpan ™ provides:

  • An annual examination (including prostate screening)
  • Lab work (including a complete metabolic panel, diabetes screening, kidney and liver function screening, electrolyte evaluation, complete blood count, anemia evaluation, thyroid function evaluation, cholesterol and lipid panel, urinalysis, urine protein evaluation)
  • Electrocardiogram (EKG)
  • Tetanus vaccination
  • Influenza vaccination
  • Three routine office visits (including follow up for a particular disease/condition and sick visits)
  • Access to coordinated services (such as labs) at reduced rates

The concept for Trinity HealthSpan ™ originated when Dr. Urrea was challenged with managing the care of chronically ill individuals who had no or limited insurance or were self-employed. “For someone with a condition like diabetes, allergies or asthma, it is imperative to focus not only on disease management, but overall wellness,” said Dr. Urrea. “That involves multiple visits to a physician, along with moderate diagnostic testing to monitor the condition.”

As the recession affected more and more of her patients, Dr. Urrea consulted with her practice’s business manager to determine how they could assist their patients in maintaining regular access to care. The practice reached out to ancillary service providers like laboratories and negotiated reduced rates on behalf of patients who purchase the Trinity HealthSpan ™ package. Trinity HealthSpan ™ also connects patients with pharmacies offering low-cost, generic prescription plans. Local retailers like HEB and Target offer plans that provide medications for as little as $5 a month, which is actually less money than most insurance plan co-pays.

For an uninsured individual not participating in Trinity HealthSpan ™ , the cost of the pre-paid package of services would be $1,050. Similarly, if an insured patient paid an average of $400 per month (not including deductibles and co-pays) in insurance premiums, they could save more than $4,000 annually by enrolling in Trinity HealthSpan ™ . “Even if the patient needed X-rays or an MRI, it would still be less expensive than through their insurance plan,” said Dr. Urrea.

“As a physician and patient, I wanted to bring peace of mind to those individuals and families who can’t afford insurance but deserve state-of-the-art medical services,” added Dr. Urrea. Patients may also purchase “a la carte” customized care packages with fewer services or those related to a specific health condition. Plan financing options are also available.

Trinity Family Medicine provides care for the entire family, including pediatrics, women’s health, men’s health, general medicine, herbal medicine, sleep studies, and cosmetic medicine. House calls are also an option for established patients depending on location.

Dr. Urrea is a graduate of the University of Texas Medical Branch at Galveston (UTMB). She is board-certified by the American Board of Family Medicine, a member of the American Academy of Family Physicians, and serves as an associate clinical professor in the Department of Family Medicine at the University of Texas Medical Branch at Galveston.

For more information or to sign up for Trinity HealthSpan ™, call Trinity Family Medicine at 512-258-1645 or visit www.urreamd.com.

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