Tag Archives: medical insurance

Save Money on the Cost of a Brand New Bike in Time for National Bike Week 2013

As the nation gears up for National Bike Week 2013, leading health cash plan provider UK Healthcare offers discounts for policy holders on the cost of a brand new bike.

As National Bike Week returns for another year, a leading health cash plan provider UK Healthcare, is reminding policy holders that they can save money on the cost of a brand new bike thanks to their plan.

National Bike Week 2013 runs from Saturday 15 June until Sunday 23 June, with cycling events taking place throughout the UK. From local authorities and community groups to charities and cycling groups, bike fans up and down the country will take part fun cycles, city rides, heritage cycles, bike races and much more. There is an event for everybody young and old, and all are encouraged to get involved with a local event and rediscover the love of cycling.

Whether commuting or enjoying a weekend trip, cycling is a fantastic way to get some exercise and enjoy some fresh air.

In addition to providing comprehensive personal and corporate health cash plans, UK Healthcare champion a healthy active lifestyle, and policy holders can take advantage of a range of special offers, which includes discounts off a selected range of brand new bikes from Halfords.

With personal and corporate health cash plans from UK Healthcare, policy holders can claim back the cash spent on a wide range of medical services from dental checkups and eye tests to hospital stays, health screenings and much more. Cover is available from as little as 28p per day and 100% cash back is available on a wide variety of treatments and prescriptions up to generous policy limits.

For more information about the many benefits of a personal or corporate health cash plan, or the special offers available to the policy holder, visit the official UK Healthcare website today.

Via EPR Network
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Pruhealth Becomes Nectar’s Exclusive Healthcare Partner

PruHealth customers can now collect up to 200 Nectar points and 10 Vitality points each week when buying £20 worth of healthy foods* during the weekly shop at Sainsbury’s, under PruHealth’s new and exclusive partnership with Nectar, the largest loyalty programme in the UK.

Enhancing PruHealth’s existing partnership with Sainsbury’s**, the innovative insurer that rewards healthy behaviour has become Nectar’s exclusive healthcare partner within the programme.

Policyholders with Nectar membership can now receive 10 Nectar points per £1 spent in Sainsbury’s on over 1,500 healthy foods***. Customers will also be rewarded 1 Vitality point for every £2 spent on healthy foods, which contributes towards discounts with PruHealth’s reward partners and cashback on the individual’s policy.

Furthermore, Nectar customers wishing to join PruHealth will receive 5,000 Nectar points for taking out a new private medical insurance policy, meaning they could potentially collect up to 15,400 Nectar points in the first year, as well as 520 Vitality points.

Recent findings from PruHealth indicate a third of British adults (33%)**** want to improve their diets and eat more healthily in 2011, and PruHealth and Nectar are committed to helping their members live a healthy lifestyle.

Dr Katie Tryon at PruHealth commented: “We all know what we should be doing to look after ourselves, but we need encouragement to implement these changes into our lifestyle on an ongoing basis. Incentivising healthy behaviour is our core philosophy and we believe our healthy foods initiative can help drive behavioural change amongst our members. We are extremely excited about the possibilities presented by our new partnership with Nectar and our enhanced relationship with Sainsbury’s and look forward to developing further initiatives in the future.”

The innovative insurer hopes the rewards offer an attractive incentive for members to eat healthily, while also providing an attractive proposition for new customers as well. One in ten (12%) British adults said receiving discounts for leading a healthy lifestyle would be an incentive to take out private medical insurance.

Via EPR Network
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PruHealth Reveals 39 Is The Age Brits Start To Worry About Health

PruHealth has announced that 39 is the age Brits really start to worry about their health, according to new calculations* by the insurer that rewards people for engaging in healthy behaviour.

With thirty-something peers such as fitness-fanatic Gwyneth Paltrow (38 years) and channel-swimming David Walliams (39 years) showing vitality and achieving their health goals, perhaps it’s understandable the average Brit is feeling the heat as they approach the big four-zero.

However it seems Brits are all woe and not enough go. Whilst one in ten (11 per cent) constantly worry about their health and a further 40 per cent** worry that they are not healthy enough, they are not doing much to improve it. One in five (20 per cent) people admit laziness and time pressures are the main barriers to living healthily. For a further 15 per cent it’s simply their love of unhealthy foods that gets in the way.

Given the power of hindsight and their chance again, the survey asked respondents over the age of twenty-five what advice they would give their younger selves. The top five tips were: don’t smoke (19%), look after your body (15%), do more exercise (14%), think about the consequences of your actions (11%) and eat more healthily (10%).

Only 10 per cent would advise a ‘live for the moment’ approach and tell their younger selves to enjoy the present and not worry about the future.

However despite good intentions, the unfortunate reality is it takes the diagnosis of a serious illness to encourage four in five (80 per cent) Brits to improve their health, and over half (51 per cent) if it were a close friend or family member***.

Dr Katherine Tryon at PruHealth, said: “People lead busy lives, but there is a big task ahead in the UK to encourage people to make health changes now rather than later – prevention rather than cure. We need to stop worrying about our health and start doing something to look after ourselves. If approaching the big four-zero is the kick-start thirty-somethings need, then that can only be a good thing.

“Encouragingly over half the respondents (54 per cent) said that the offer of health incentives and health rewards are likely to change their behaviour and help them lead a healthy life. At PruHealth our key focus is to help remove barriers to health living and incentivise healthy activities via our Vitality scheme.”

Via EPR Network
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PruHealth Set To Grow Following Approval Of Standard Life Healthcare Acquisition

PruHealth has become a competitor of scale in the UK Private Medical Insurance (PMI) market following the completion of the acquisition of Standard Life Healthcare by Discovery Holdings* of South Africa.

The acquisition opens a new chapter in PruHealth’s development, boosting cover to 700,000 lives and market share to 11 per cent, demonstrating its commitment to the UK market and making it the fourth largest PMI provider in the UK.

Neville Koopowitz, previously CEO of Discovery Health, has been appointed CEO of PruHealth, and has transferred to London. Herschel
Mayers continues as the CEO of PruProtect.

This transaction provides PruHealth with a significantly strengthened competitive position in the UK PMI market. The business will draw on its combined core strengths in product innovation, wellness and service delivery to offer one of the broadest and most flexible health insurance plans and product ranges in the market.

Full integration will roll out over the coming months. A product suite building on the best of the current PruHealth range and the range previously offered by Standard Life Healthcare is scheduled to be launched later this year.

Via EPR Network
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Pruhealth Policyholders Sign Up To Local Hospital List

PruHealth launched its Local hospital list in January 2010 to help policyholders looking for cover to get a better price for receiving treatment locally f r o m a network of market-leading private hospitals, and has already seen a sign up level of 40% of new individual policyholders.

Pruhealth Policyholders Sign Up To Local Hospital List

As part of a suite of products built around quality hospitals, the Local hospital list covers 146 hospitals around the UK and includes BMI Healthcare and Spire Healthcare hospitals, the UK’s two largest private hospital groups.

Dave Mezher, Deputy CEO, PruHealth, said: “Traditionally hospitals and insurers have negotiated aggressively with each other, with policyholders often getting caught in the crossfire when there are disputes between providers and insurers. Policyholders have also not generally seen the full benefits in terms of higher quality services or lower prices. By working closely with some of the biggest and most respected private hospital providers in the country, we want to show that there are better ways of ensuring quality in private healthcare while keeping costs low. And the new way we’ve come up with aims to make things simpler and more beneficial for all involved.”

Adrian Fawcett, CEO, BMI Healthcare, added: “As the UK’s largest independent provider of private healthcare, we have focused on developing collaborative relationships with insurers in order to drive increased levels of innovation in the sector. The Local hospital list is a great example of this innovative collaboration, and we are delighted to support PruHealth in delivering their new solutions which ensure patient access to our premium network of over 70 hospitals and clinics nationwide.”

Via EPR Network
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PruHealth Pronounces 24th March as Death of the Diet Day 2010

According to research from PruHealth, the health insurer that rewards members for being health, 24th March is expected to have been the day most Brits fell off the New Year health wagon, making it the 2010 Death of the Diet Day.*

PruHealth Pronounces 24th March as Death of the Diet Day 2010

But while the average person may succumb to temptation by the 24 March, the intention to make long-term lifestyle changes rather than opt for short-term solutions is certainly there for many. 66% said the main reason for starting their new wellbeing regime is to lead a healthier lifestyle, and 43% are still sticking to their regime now, seeing it as an ongoing and permanent lifestyle change, rather than a celebrity-inspired, quick-fix fad diet such as the cabbage soup and baby food diets.

When it comes to sticking to resolutions, resisting the lure of sugary snacks is the biggest challenge for sweet-toothed dieters, with 43% rating this as the hardest hurdle to overcome. A further 34% struggle to find the motivation to go to the gym, and for 27% cutting back on alcohol intake is the real difficulty. This past winter being the coldest on record for 30 years has not helped either – 17% physically weren’t able to get to the gym or exercise outside, and instead found comfort in hearty winter meals at home.

Izabella Siemicka, Communications Manager, PruHealth, said: “The Death of the Diet day 2010 may be upon us, but really the key to maintaining a healthy lifestyle is finding a way of incorporating a nutritionally balanced diet and regular exercise into your everyday life on an ongoing basis.

“It’s really encouraging to see so many Brits are taking steps to change their health for the long-term. The cause for concern has always been when people take drastic, quick-fix measures that in the end can sometimes do more harm than good – physically and emotionally. We all need the occasional treat, and this can help keep up the motivation.”

Getting into shape and looking good on the beach was a big motivator for 29% of Brits who started a new health regime, and for 12% of women it was all about squeezing into a specific outfit for a special occasion.

Worryingly, it took the shock of a health scare to inspire 19% to take action and embark on a new, healthier standard of living. Meanwhile, 16% found getting fit and healthy has helped them through the tough recession.

Nearly one in five (18%) of 20-somethings admitted to ‘cracking’ within a fortnight, in contrast to 31% of 50-somethings who’ve managed to stick to their regime for the long-term. Regionally, for the second year in a row, Welsh dieters fell off the wagon first, with 18% throwing in the towel in the first week.

Twelve per cent of women intended to follow a new health regime, but never managed to kick start it into action, compared to just eight per cent of men.

Via EPR Network
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The Young Are Being Hit Hardest By The Strains Of Modern Life

PruHealth has revealed that the old adage of ‘being over the hill’ in later life may need to be revised as it seems the stresses and strains of modern life are hitting the younger generation the hardest.

The latest research from PruHealth, the health insurance provider that rewards policyholders for being healthy, has found that today’s 20-somethings feel three years older than their birth certificate states and the average 30-something feels their actual age, but the average Brit aged 40+ feels 11.5 years younger than their actual age.*

However, 20-30 somethings seem to have energy levels closer to those of retirees. More people in their 20s and 30s have a dip in their energy levels throughout the course of the day than any other age group, while 12% of 30-somethings don’t feel energetic at any point during the day at all – compared with only 6% of people in their 60s.

The research highlights how people in their 20s and 30s live unhealthier lifestyles than those in their 40s and 50s, which could be the reason for the younger generation’s sluggish energy levels and feeling older than their years. The top three reasons for lower energy levels were identified as an unhealthy diet, lack of exercise and not getting enough sleep. However, little action appears to be being taken to counteract this with only 47% saying they eat a balanced diet, 18% never exercise, and a quarter sleep for less than 6 hours a night.

The older generation tends to follow a more balanced diet, eats less unhealthy foods such as takeaways, and participates in a similar level of exercise compared with the younger generation. However, as the over 40s require less calories than the under 40s** this could be the key to their youthfulness.

Interestingly, people of all ages who feel younger than their real age are more likely to feel most energetic in the morning, while those who experience a peak in energy levels in the afternoon are more likely to feel older than their actual age.

Shaun Matisonn, CEO, PruHealth, said: “While it’s wonderful to see that the older we get, the better we feel, the energy levels of those under 40 clearly needs more attention. This age group need to get more exercise – and more sleep – eat healthily and follow more active lifestyles to help boost their energy levels.

“Finding time in your 30s to exercise and eat healthily can be especially difficult while you’re juggling a career and looking after a young family, but incorporating small steps in your daily routine, such as getting off the bus a stop early and snacking on fruit rather than crisps, can help make all the difference.”

Via EPR Network
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